July 28th, 2021 | Updated on February 28th, 2022
Over the years, homeowners have fallen victims to roofing scams leaving them broke and stuck with a shoddy roof.
These contractors often aim for families working on a budget to ensure repairs are done without breaking the bank.
They do low-quality work with poor materials and sometimes simply take your money and vanish into thin air.
This shouldn’t discourage you, though, since good roofing contractors who provide high-quality and timely services do exist.
This article will help you understand how to identify roof scammers and roofer insurance to safeguard against such roofing cons.
Types of Roofing Contractors’ Scams
1. Storm Chasers
These are opportunistic scammers that prey on homeowners after a big storm before they recover from the shock. Storm chasers overcharge you by overestimating the level of damage since you haven’t found time to access the damage.
2. Large Down Payment
Demanding a large down payment even before starting any work is a clear sign of a roof replacement scam. Such cons take the money and run, never to be seen.
Good contractors request reasonable amounts, often less than 20% of the total projected repair cost.
3. The Low Start Bid
Some scam roofing contractors offer tantalizingly low start bids, lower than any other competitors you can find in your area. Once the work starts, they introduce ‘unforeseen problems,’ making the cost creep up.
They also inflate the cost of materials and you should be on the lookout for such.
4. Insurance Fraud
Insurance fraud is common among roofing cons. They commit fraud by writing a lower invoice for you and a higher one for the insurance company. In exchange, they promise to cover the insurance deductibles or offer incentives.
You should terminate the contract when they suggest such since this is prosecutable and can bring you trouble.
Here are tips to help you identify the above types of roofing scams.
Tips to Avoiding Roofing Scams
• Do Your Research First
Research different companies to identify the standard cost of roofing and estimate the amount the whole process should cost you.
• Don’t Rush Into Anything
Beware of the storm chasers who take advantage of your anxiety in the aftermath of a destructive storm. Take time to evaluate the level of damage on your own.
• Inspect Their Qualifications
Take time to look at their roofer insurance and licenses to ensure they’re qualified. Contactors who are genuinely qualified are likely to be trustworthy since they can’t risk their profession for one project.
• Listen Carefully To What’s Being Offered
Feel free to terminate the contract if the contractor offers to pay for insurance deductibles or offer any free incentive, as these are often signs of insurance fraud.
Now that you’re aware of the different roofing contractors’ scams, you stand in a better position to identify them and at no time should you fall victim to roofing scams.
Avoid fraudsters by doing due diligence before getting into any contact and be keen to identify roofing cons. If you sense any form of danger, feel free to terminate the contract.