July 28th, 2019 | Updated on December 17th, 2020
After discovering your car has been stolen, it can be hard to think clearly. In times like this, it’s a miracle if you can remember where you keep a spare copy of your insurance card as well as the documents you will need for the Garda Síochána.
Having a strategy and a set of steps to follow can help us stay focused and organized when we get stressed. If your car is ever stolen in Ireland, here is what to do:
Make Sure It Was Actually Stolen
The first thing you should do when you discover that your car is not where it should be is to think about where it was the last time you saw it.
Naturally, we assume that we parked it in the driveway and that someone must have taken it during the night. But before you run off and call the Gardaí, think carefully about where it was and what could have happened.
You’d be surprised at how many people reported their vehicle stolen when it was actually repossessed, impounded, or they had a few drinks the night before and someone else drove them home. So the first thing to do is retrace your steps.
Call The Guards
Once you have confirmed that your car was indeed stolen, you will want to call the Guards and make a report immediately so you have a chance of recovering it.
You’ll need to write down any reference numbers to give to your insurance company when you call. Have these documents ready to make the report when the officers arrive:
- Driver’s license
- Insurance card
- A photo of your car
- Tracking details, if any
- Your vehicles VIN number
Contact Your Car Insurance Company
Contact your insurance company, let them know what’s happened, and start a claim. You may be able to get reimbursed for rental car expenses until yours is found if your policy covers it. They will want to know the following advice:
- The episode reference number given to you by the Cop.
- Information of where your car was stolen with a photo if possible.
- A description of the car – using a photo if possible.
- The positioning of your keys.
- An inventory of any private property in the Vehicle.
- Whether your car is leased or possessed.
When you’ve got a comprehensive car insurance plan from trusted insurance provider like the AA Insurance, you are covered for your stolen automobile.
But — even in the event you don’t have comprehensive automobile insurance you should notify your insurer concerning the theft. This may protect you if someone is injured or property is damaged while the car is out of your ownership.
Give them any pertinent information you received from the Guards to follow up on. AA Ireland Insurance is one insurance company that has been helping the Irish people for more than 100 years.
Some Things You’ll Need For Your Claim
- The reference number given to you by the Gardai
- The location where the car was stolen
- Photos of the vehicle
- List of personal possessions inside the car
It is recommended that you keep as few possessions in your car as possible. For one thing, it is more attractive to thieves if they can see things in your car they can steal.
Another reason to not carry too much is that if it is stolen, things like a laptop, DVD player and similar items are easy to sell quickly so you may not be able to get those items back before they are sold.
If you keep your work files in your laptop it’s not a good idea to leave it in your car overnight.
How To Prevent Car Theft In The Future
Get a car alarm system to prevent your car from being stolen again. Most often, car theft can be prevented by taking a few steps to secure your vehicle before leaving it. Here are a few things to do to protect your vehicle from theft:
- Never leaves doors unlocked or windows down, even in your own driveway.
- Remove personal items when exiting the vehicle and make sure doors are locked
- Invest in a loud, obnoxious car alarm system that can only be disengaged by your clicker or a key
Hopefully, this never happens to you. If it does you can follow the steps above to help you stay focused while you do what you need to do to recover your car and regain your peace of mind.