Is It Worth Getting A Lawyer For Minor Car Accidents?

Had A Car Accident? Here's What You Need To Know From An Insurance Standpoint

Published on February 23rd, 2021

There are many people who argue about legal action and lawyer hiring. But there are instances where you have to and where you shouldn’t.

Firstly everyone should be clear on the fact that these laws are made for our security and help us get what is rightfully ours, even if that is a simple right.

But in situations like accidents, if there are no injuries, there is no reason to call up an attorney and get a lawyer because it will only charge you for the service and get you to make an out of court settlement.

What Are Minor Car Accidents?

There are multiple accidents where one cannot judge the situation as major or minor. In simple words, a minor car accident causes your car to be affected by the blow or hit, But you or anyone in the car is not harmed or injured by a minor car accident might have any or all of the following;

  • A slight fender bender
  • Busted headlight/taillight
  • Small dent in the side of the vehicle
  • Cracked windshield
  • Busted tired

The minor accidents might affect your car parts but not entirely impede your car’s function. No matter how minor the accident, you must always report it.

What Is Not Included In A Minor Car Accident?

If your car has suffered the above-mentioned blows, along with injuries to the driver and or to the passengers those can yet be categorized as minor accidents, it’s not that minor accidents may never end in injuries. Some minor car accidents have been reported with severe injuries as well, such as;

  • Whiplash
  • Concussion
  • Traumatic brain injury
  • Scratches or severe bruises
  • Broken bones
  • Pulled or strained muscles/ligaments

If your minor car accident leads to a compromised health state, high maintenance bills, and even hospital bills, you have to report and get yourself a personal injury lawyer or an accident lawyer. Any professional that has experience with tort law.

Is Whiplash Injury Something To Be Reported?

Well, yes it is. Having a severe force to your head, neck, and spinal cord due to high intensity to and fro motions can lead to severe medical traumatic issues.

The initial symptoms may be dizziness, nausea and vertigo but later can make a humongous medical bill. Get a personal injury as soon as possible.

If you have a minor accident with a larger vehicle, you shouldn’t be wasting time. Get the best car accident lawyer in Houston and make a strong case while it is still fresh.

What Is The Average Settlement You Can Get?

It all comes down to the money, and no it is not selfish or greedy; it is a necessity. Let’s face it if you cannot afford the medical bills, car insurance or even maintenance then you in all words are screwed. For minor car accidents, lawyers make arrangements for an out of court settlement. Which if not is taken seriously by the opposing partner, goes to court.

On average a settlement can get you compensation of $20,000 to $30,000, this is for a minor to medium collision also depending on the car, and injuries if suffered.

Is It Even Worth It?

Absolutely, and why not? If you have the option to get paid every penny and more for the accident that was not your fault in the first place, so why not avail of the service? These lawyers are trained in making compensations by cashing;

Your Pain:

The pain you endure physically or mentally will be cashed for you giving you a higher compensation. They know how to tackle these situations and take over when your brain seems to have stopped working practically.

Your Suffering:

Your car insurance plus the effect that collision had on you makes you a candidate for increased amounts of compensation for mental relief and financial burdens.


If you have been injured even slightly, needing medical attention that creates a stronger case for you, knowing the opposing party might get revoked off driving and license they will pay as much as asked. That includes your medical bills, car insurance, and maintenance.

Insurance Claim:

Having a personal accident lawyer by your side, the insurance cannot play with you at any cost. That gives a very safe zone.

Professional Assistance:

A professional accident lawyer can assess the situation; unlike the affected, they can guide you better and help you recover your losses.

Civil Rights:

Knowing how to tackle the giving situation with or without injuries, these lawyers can save you time, give you the right advice, and better compensation.

Another side on this topic is the basic average you can get besides the medical and insurance is on the pain and suffering almost $15,000. So that makes it totally worth it all.

How Much Does A Personal Accident Lawyer Charge?

This is probably the reason people don’t actually call a lawyer or hesitate in hiring one. These lawyers charge 30-40 percent of the compensation, the bigger the compensation, the higher they make.

But it’s not like you’re paying them directly? Adding to the rest of the compensation bills on their part, they have to pay the lawyer too. But in most cases, if the case is dragged too long, the affected might end up paying the lawyer as well. But this does not mean you should not use your right.

People will discourage you from hiring a lawyer because of their perspective. Get to a little research and get to know when and how to get an attorney at your side.

Choosing the wrong time and place can cost you. Getting your rights is an open decision given to every individual in the states; those who do not practice law are mostly afraid of hiring lawyers.

It is not wise not to report a minor accident no matter what, go to court and don’t get an out of court settlement. Leave the legalities to the professionals.