7 Of The Best Personal Finance Software Solutions

Best Personal Finance Software Solutions

Published on May 3rd, 2021

Think you don’t need a budget? Think again. Having a budget leads to financial responsibility. Don’t be like 38% of Americans who never budget.

A good personal finance software will help you create a budget and meet your financial goals. That’s why we’ve rounded up the best choices.

Here is the best personal finance software available to help you track your spending and stay within your budget.

1. Mint

Mint is an extremely popular web tool and personal finance app.

Mint has features such as credit monitoring, customizable budgets, and spending tracking. It’s great for categorizing your spending and seeing how much you are spending each month. The app will allow you to pull in all sorts of info so you can track costs such as subscriptions, mortgages, transportation, and more.

Mint is ad-supported. That means it’s free to use.

2. Quicken

Quicken allows you to see all of your bank and credit card accounts in one place. It also offers the ability to track and categorize your expenses. You can also track long-term investments such as 401ks.

Another nice feature of Quicken is the ability to export your data to Excel.

Quicken starts at $35.99 a year. A 30-day free trial is available.


YNAB or You Need A Budget, specializes in helping users create a budget. Their goal is to help you track your expenses and prevent overspending. They can also help you create a budget with shared accounts, which is perfect for budgeting with a partner.

YNAB has a free 34-day trial. After that, it’s $11.99 a month or $84 for a year.

4. Acorns

Acorns is an app designed to help you round up your money and invest it. Basically, you link your credit or debit card to their app. When you make a purchase, it rounds it up to the nearest dollar and invests the remaining cents into an account.

If you don’t want to think too much about saving and investing, Acorns is worth considering.

Acorns has three different plans, all of which are affordable, and range in price from $1 a month for their Lite plan to $5 a month for their family plan.

5. Honeydue

Honeydue is an app designed specifically for helping couples manage their money together. As a result, it has features such as notifying both users when a bill gets paid, allowing notes to be added to transactions, and the ability to open a joint bank account together.

The app is free to use, but users can subscribe using a “tip jar” feature, allowing them to support the app with a small monthly payment.

6. Yotta

Yotta is a savings app that gamifies savings with a lottery-style weekly draw. For each $25 saved in an account, you receive a recurring ticket into a weekly draw. You then pick your numbers each week.

The more numbers you match the more you win. If you match all of the numbers you win the $10 million jackpot.

Yotta is free to use, aside from the “cost” of saving for entries.

7. Buddi

At first glance, Buddi doesn’t look like much. It doesn’t have the slick design of other financial software. However, it still allows you to create an effective budget.

Buddi has support for multiple languages. There are also plugins you can download for enhanced functionality.

Buddi will also allow you to create a variety of reports. If you like seeing your financial data broken down into pie charts, Buddi may be for you.

Buddi is free and open-source and runs on a variety of platforms.

Start Saving With the Best Personal Finance Software

Now that you know about the best personal finance software available, you’re ready to save for your next big thing.

Once your personal finances are in order, get your business’s finances together. Find ways to organize your finances and save money. One way of doing that is by creating check stubs online for your startup, which is more affordable than buying expensive software.

For more tech tips and recommendations, check out the rest of our site.