February 6th, 2020 | Updated on March 13th, 2020
Given the excitement of planning a trip abroad, we tend to overlook what could possibly go wrong.
As much as it is important to check out the places to visit and adventures to try, it is equally important to have an action plan for any possible mishaps.
Having a travel insurance cover will not only save you a lot of hassle and money in such situations but will also give you peace of mind.
However, a lot of people do not find the need to have a travel insurance policy. Here are a few risks of traveling abroad without an insurance policy that fits your need:
1. The Cost Involved During A Mishap
You might find it an unnecessary expense to spend on travel insurance. However, you might have to face bigger expenses if you happen to face an accident or unfortunate incident.
Moreover, being clueless about the costs of hospitals and procedures in a foreign country can put you under a lot of stress.
Healthcare in other countries can almost double or triple the costs of what you might spend in India. Thus, having a comprehensive plan will not only cover your medical expenses but also save you a whole lot of money.
2. Other Consequences Apart From Financials
Yes, if you think financial costs are the only problem, you are wrong. You can get into worse complications in these situations if you do not have an insurance cover.
For example: In case you fall ill and get admitted in a hospital and they later don’t find an appropriate insurance cover, there are chances that your passport can be taken away until the entire treatment amount has been paid.
3. Travel Related Emergencies
Not just in terms of medical expenses and emergencies, travel insurance covers also cover other personal liabilities.
Lost a suitcase or your passport? A good travel insurance plan covers this for you and will help you deal with the situation better.
Some of these policies even go to the extent of covering up for external situations such as flight cancellations and nature’s hazards.
4. Mandatory Insurance Requirements
Certain countries, for example, Cuba, have a mandatory insurance requirement. Arriving in these countries without insurance is going to have you unpleasantly surprised at the immigration counter itself. Not a very warm welcome, isn’t it?
Sometimes the visa application itself gets rejected if you fail to submit the travel insurance documents.
So before applying for your visa, make sure you check up on all the prerequisite necessaries involved for you to make a trip to that country.
Do not mistake that any travel insurance would make do. USA Travel insurance might not help you in need when you are in any other country and vice versa.
If you want to have a carefree and joyful trip, investing in international travel insurance is a must.
It makes managing unforeseen situations hassle-free and also gives you the peace of mind required for having a good trip.
Ensure that you check all the necessary plans available to you and pick the one that best suits your needs.
There are several online platforms that help you compare and contrast different plans offered by different companies. Ensure you buy an insurance plan from a trustworthy and well-reputed company.