May 31st, 2021 | Updated on June 2nd, 2021
Monitoring your credit is essential since you do not want to be hit with a nasty surprise when you want to loan money from a financial services provider of any kind.
Depending on the service you choose, you can look at a wide range of credit services and get unique features that can help you in many ways. Here are some of the best credit monitoring software that you can access right now.
As far as overall reliability and information access is concerned, this is by far one of the best options that you can go for. Depending on your subscription, you can use it in many ways, including daily credit monitory, identity theft insurance, and access to all three major credit bureaus.
It is also among the rare services that also provide monitoring for social media. The software also sends you notifications via email and text if your spending limit is crossed, thereby indicating potential theft.
You can basically use it to access your credit at any time and customers who have used it have given it an A+ rating which is more than enough to opt for it.
The only drawback is that you cannot access its full suite of services through a trial membership and need to pay the full fee to use it.
As a software to pull credit and provide basic level monitoring, Credit Sesame does a pretty good job, especially since it is free of cost. Yes, it is 100% free and at the same time, it provides a wide range of features as well.
You can opt for an identity theft insurance of $1 million and even get monitoring alerts every day. However, the feature is not automatically enabled, so you will need to find it and activate it yourself.
The software only provides information for TransUnion credit service though which means fewer people can use it for their benefit.
The service has an A+ rating for its quality of service and reliability from the people who have used it and being free makes it even more lucrative but only if you are with TransUnion. There are a few advanced features like social security monitoring, but those are not part of the free membership plan.
If you want to go for credit monitoring and are willing to spend a bit of money on good features, then this option can be great for you. It may not compete with IdentityForce in terms of its overall prowess and feature set, but you do not have to pay an exorbitant fee either.
For less than $10, you get monitoring for all three credit bureaus, coverage of up to $1 million for identity theft, and has the reputation of industry giants like Experian and Costco to back it up.
The software also provides alerts against changes in your account. You can also get some other lucrative features like social security monitoring and surveillance on the dark web.
This option is best for people who want to protect not only themselves but their family members as well. With ID Watchdog, you get coverage for up to two adults and four children for a price that would barely cover a single person on more expensive platforms with individual registrations.
Being a service run by Equifax means the people running it are experienced in dealing with this type of information. This service also offers insurance and credit locks for minor children.
All the service providers here are great at what they do, and you can figure out which of these suits your needs the most. Once you decide, do let us know which of these services you opted for and why.